Vet bills have outrun general inflation for years, and pet insurers have passed the cost straight to premiums. Here's what's actually worth doing about it.
Your no-claims discount can be worth 60-70% off your premium — but protecting it doesn't protect your premium. How NCD really works, fault vs non-fault claims, and the small claims you should never make.
A first car insurance quote can top £3,000 for an 18-year-old. Here are the levers that genuinely cut it — and the one shortcut that counts as fraud.
The cheapest travel insurance policy and the right one are almost never the same thing, and the gap between them
Paying insurance monthly adds interest through premium finance, now under FCA fair-value scrutiny ahead of summer renewals.
Telematics insurance — the black-box policy that scores how you drive and prices the cover accordingly — has shed most of its
Not all insurance is worth the premium. Here's the cover that's usually a waste of money in the UK, and the protection most people underrate until it's too late.
FCA pricing fairness rules reshaped UK insurance. The May renewal is worth actually reading: flood-risk reclassification, mileage on motor policies and the accidental damage cover that rarely earns its premium.
One in five UK home insurance claims is quietly cut at settlement because of underinsurance. The average clause, why the 2026 gap is wider than ever, and the 20-minute fix that protects the payout.
UK insurance excesses have crept up to 500-1,000. Excess insurance is the small standalone policy that pays them back. The 2026 guide to when it earns its keep — and the three traps that cancel it.
Income protection sounds simple until you read the small print. The 'own occupation' definition pays out far more often than the cheaper 'activities of daily living' version — and the price gap is smaller than insurers want you to think.
Brokers love selling critical illness cover, but income protection is often the better buy. Here is how to decide between the two.