insurance
One in five UK home insurance claims is quietly cut at settlement because of underinsurance. The average clause, why the 2026 gap is wider than ever, and the 20-minute fix that protects the payout.
insurance
UK insurance excesses have crept up to 500-1,000. Excess insurance is the small standalone policy that pays them back. The 2026 guide to when it earns its keep — and the three traps that cancel it.
income protection
Income protection sounds simple until you read the small print. The 'own occupation' definition pays out far more often than the cheaper 'activities of daily living' version — and the price gap is smaller than insurers want you to think.
insurance
Brokers love selling critical illness cover, but income protection is often the better buy. Here is how to decide between the two.
Travel Insurance
Travel insurance in 2026 is full of quiet exclusions, misleading cover levels, and medical caps that haven't kept up with inflation. A practical UK guide to buying cover that actually pays when it matters.