IPT is a 12% tax baked into every UK insurance premium, invisible on your renewal notice, and it added over £9 billion to the Treasury last year alone.
Vet fee inflation, not more claims, is what's really pushing UK pet insurance premiums up in 2026. Here's how lifetime cover, excess structures and Consumer Duty renewal rules actually affect your bill.
UK staycation demand is surging in 2026, and more owners than ever are driving motorhomes or towing caravans without cover that actually matches what they own — here's what a proper policy pays for, and where the gaps are.
A marquee firm going bust three weeks before the big day sounds rare, until you see how many suppliers over-extend every British wedding season with no fallback if one collapses.
A mortgage-sized policy bought years ago rarely still matches your life. Here is how UK households actually work out how much life insurance they need, and which type fits.
Most UK travel claims pay out — the ones that fail tend to fail the same way every summer. Here is where cover collapses, from undeclared conditions to single-item limits, and how to buy so the claim actually pays.
Two and a half years after Storm Babet, UK buildings premiums are still climbing — and most homeowners are letting them. The three renewal moves that actually work this summer.
The combination of 2025's dry autumn and 2026's wet spring has caused the biggest UK clay-soil movement event since 2018. Subsidence claims in May are at a four-year peak, and one in five will be settled below the policyholder's worst-case estimate.
One in five UK home insurance claims is quietly cut at settlement because of underinsurance. The average clause, why the 2026 gap is wider than ever, and the 20-minute fix that protects the payout.
UK insurance excesses have crept up to 500-1,000. Excess insurance is the small standalone policy that pays them back. The 2026 guide to when it earns its keep — and the three traps that cancel it.
Income protection sounds simple until you read the small print. The 'own occupation' definition pays out far more often than the cheaper 'activities of daily living' version — and the price gap is smaller than insurers want you to think.
From £4,500 cruciate surgery to lifetime arthritis bills, here is how UK pet insurance really works in 2026 — and the excess traps that catch owners.