Telematics car insurance can cut a first-year quote in half for a new driver — but only if you understand how the box actually scores you, and what gets you dropped.
A slipped disc, a car crash, months of depression — none of these trigger a critical illness payout, but they can all trigger an income protection claim. Here is how the two policies actually differ, and what real UK cover costs.
Protected no-claims discount is one of the most misunderstood add-ons in UK car insurance — it guards your discount tier, not your premium. Here's what actually happens after a claim.
If a UK-authorised insurer collapses, the Financial Services Compensation Scheme steps in to cover eligible policyholders' claims. The rate of protection depends on whether the policy is compulsory, long-term or general insurance.
UK insurers have tightened cyber cover since 2023 with state-backed attack exclusions and ransomware sub-limits. Here is what a standard small-business policy actually pays for in 2026 — and where the gaps sit.
IPT is a 12% tax baked into every UK insurance premium, invisible on your renewal notice, and it added over £9 billion to the Treasury last year alone.
Vet fee inflation, not more claims, is what's really pushing UK pet insurance premiums up in 2026. Here's how lifetime cover, excess structures and Consumer Duty renewal rules actually affect your bill.
UK staycation demand is surging in 2026, and more owners than ever are driving motorhomes or towing caravans without cover that actually matches what they own — here's what a proper policy pays for, and where the gaps are.
A marquee firm going bust three weeks before the big day sounds rare, until you see how many suppliers over-extend every British wedding season with no fallback if one collapses.
A mortgage-sized policy bought years ago rarely still matches your life. Here is how UK households actually work out how much life insurance they need, and which type fits.
Most UK travel claims pay out — the ones that fail tend to fail the same way every summer. Here is where cover collapses, from undeclared conditions to single-item limits, and how to buy so the claim actually pays.
Two and a half years after Storm Babet, UK buildings premiums are still climbing — and most homeowners are letting them. The three renewal moves that actually work this summer.