Two and a half years after Storm Babet, UK buildings premiums are still climbing — and most homeowners are letting them. The three renewal moves that actually work this summer.
The combination of 2025's dry autumn and 2026's wet spring has caused the biggest UK clay-soil movement event since 2018. Subsidence claims in May are at a four-year peak, and one in five will be settled below the policyholder's worst-case estimate.
One in five UK home insurance claims is quietly cut at settlement because of underinsurance. The average clause, why the 2026 gap is wider than ever, and the 20-minute fix that protects the payout.
UK insurance excesses have crept up to 500-1,000. Excess insurance is the small standalone policy that pays them back. The 2026 guide to when it earns its keep — and the three traps that cancel it.
Income protection sounds simple until you read the small print. The 'own occupation' definition pays out far more often than the cheaper 'activities of daily living' version — and the price gap is smaller than insurers want you to think.
From £4,500 cruciate surgery to lifetime arthritis bills, here is how UK pet insurance really works in 2026 — and the excess traps that catch owners.
UK car insurance premiums rose 21% in 2025. Getting the renewal right now saves most households £200-£500 a year — and takes 45 minutes.
Term life insurance for young families costs less than you think. This guide covers exactly how much cover you need, which policies to avoid, and one free step that protects your payout.
A plain-English guide to UK home insurance: what buildings and contents policies actually cover, common exclusions, and how to avoid expensive mistakes.
Vet bills have doubled in five years. But pet insurance has its own problems. Here is how to decide.