Paying insurance monthly adds interest through premium finance, now under FCA fair-value scrutiny ahead of summer renewals.
The cheaper inflation headline hides a nastier story for insurers: repair and replacement costs are still climbing, and your renewal quote shows it.
Telematics insurance — the black-box policy that scores how you drive and prices the cover accordingly — has shed most of its
You are three times more likely to make a critical illness claim before 65 than a life insurance claim. Most UK households have the wrong one — or only one of a pair that works better together.
Not all insurance is worth the premium. Here's the cover that's usually a waste of money in the UK, and the protection most people underrate until it's too late.
FCA pricing fairness rules reshaped UK insurance. The May renewal is worth actually reading: flood-risk reclassification, mileage on motor policies and the accidental damage cover that rarely earns its premium.
Two and a half years after Storm Babet, UK buildings premiums are still climbing — and most homeowners are letting them. The three renewal moves that actually work this summer.
If your dog's annual lifetime insurance renewal landed at £820 this spring, you weren't alone — average UK pet lifetime premiums rose 91% between January 2024 and April 2026. Two products are quietly taking the market, and one of them is older than the lifetime policy itself.
The combination of 2025's dry autumn and 2026's wet spring has caused the biggest UK clay-soil movement event since 2018. Subsidence claims in May are at a four-year peak, and one in five will be settled below the policyholder's worst-case estimate.
One in five UK home insurance claims is quietly cut at settlement because of underinsurance. The average clause, why the 2026 gap is wider than ever, and the 20-minute fix that protects the payout.
UK insurance excesses have crept up to 500-1,000. Excess insurance is the small standalone policy that pays them back. The 2026 guide to when it earns its keep — and the three traps that cancel it.
Income protection sounds simple until you read the small print. The 'own occupation' definition pays out far more often than the cheaper 'activities of daily living' version — and the price gap is smaller than insurers want you to think.