Life Insurance
Can You Get Life Insurance with a Pre-Existing Condition? Yes - having a pre-existing medical condition does not automatically disqualify you from getting life insurance in the UK. It can affect your premium, policy terms, or result in specific exclusions, but cover is often available. Common conditions that affect applications
Business Insurance
The Legal Requirement Employers' liability insurance is a legal requirement for almost all UK businesses that employ staff. Under the Employers' Liability (Compulsory Insurance) Act 1969, you must hold a minimum of 5 million pounds in cover - though most policies provide 10 million pounds as standard. Failure
Pet Insurance
Why Pet Insurance Matters Veterinary costs in the UK have risen sharply in recent years. A single emergency operation can cost 2,000 to 5,000 pounds, and treating a chronic condition like diabetes or arthritis can run into hundreds of pounds per month. Choosing the right type of policy
Home Insurance
Before You Claim Making a home insurance claim is more straightforward than many people expect. The key is acting quickly, documenting everything, and understanding what your policy covers before you call your insurer. First, deal with any immediate safety issues. If a storm has damaged your roof, make temporary repairs
Car Insurance
Understanding Gap Insurance Gap insurance - short for Guaranteed Asset Protection - covers the difference between what your car insurer pays out if your vehicle is written off or stolen, and what you still owe on your finance agreement. A brand new car can lose 15 to 25 percent of
Home Insurance
Why Comparing Home Insurance Matters Home insurance is one of the most purchased financial products in the UK, yet millions auto-renew without shopping around. The Financial Conduct Authority (FCA) found that loyal customers often pay significantly more than new customers for identical cover - a practice that prompted new pricing
Landlord Insurance
What Is Landlord Insurance? Landlord insurance is a specialist policy designed to protect people who rent out residential property in the UK. Standard home insurance won't cover a tenanted property - you need a dedicated landlord policy. With over 2.5 million private landlords in the UK (according
Car Insurance
What Is Telematics Car Insurance? Telematics car insurance uses a small device fitted to your car to monitor your driving behaviour. Insurers use this data to calculate a personalised premium based on how safely you drive, rather than relying solely on statistical risk groups. It is particularly popular with young
Insurance UK
Income protection insurance pays a monthly income if you can't work due to illness or injury. It's underused and often the most important protection most UK workers are missing.
Insurance UK
Listed buildings require specialist insurance. Here's what UK owners need to know about covering their historic property.
Insurance UK
Travel insurance exclusions catch out thousands of UK travellers every year. Know what's not covered before you book.
Insurance UK
What's the real difference between comprehensive and third party car insurance in the UK — and is third party always cheaper?