UK insurance excesses have crept up to 500-1,000. Excess insurance is the small standalone policy that pays them back. The 2026 guide to when it earns its keep — and the three traps that cancel it.
UK car insurance premiums rose 21% in 2025. Getting the renewal right now saves most households £200-£500 a year — and takes 45 minutes.
How Car Insurance Is Changing The UK car insurance market is undergoing significant transformation driven by three converging forces: the
What to Do Immediately After an Accident Being involved in a road traffic accident is stressful, but the steps you
Can You Switch Car Insurance Mid-Policy? Yes - you have the right to cancel your car insurance policy at any
What Are Car Insurance Groups? Every car sold in the UK is assigned to a car insurance group ranging from
Why Classic Cars Need Specialist Insurance Standard car insurance is designed for everyday vehicles that depreciate over time. Classic cars
Why Breakdown Cover Matters A vehicle breakdown can happen to any driver at any time, regardless of the age or
What Is Multi-Car Insurance? Multi-car insurance allows you to cover two or more vehicles under a single policy with one
Understanding Gap Insurance Gap insurance - short for Guaranteed Asset Protection - covers the difference between what your car insurer
What Is Telematics Car Insurance? Telematics car insurance uses a small device fitted to your car to monitor your driving