Telematics car insurance can cut a first-year quote in half for a new driver — but only if you understand how the box actually scores you, and what gets you dropped.
Private e-scooters still cannot be legally insured for road use in the UK, while a compliant e-bike needs no insurance at all by law. Here is where each one actually stands in 2026.
Protected no-claims discount is one of the most misunderstood add-ons in UK car insurance — it guards your discount tier, not your premium. Here's what actually happens after a claim.
IPT is a 12% tax baked into every UK insurance premium, invisible on your renewal notice, and it added over £9 billion to the Treasury last year alone.
Most UK car insurance covers you in Europe — but ‘covers’ often means the legal minimum, not your full policy. Here’s what to check before you cross the Channel this summer.
EV premiums in the UK are still running £250-£400 above equivalent petrol cars in 2026. Here's why the battery, not the driver, is behind most of the gap — and what actually brings the price down.
Splitting your insurance into monthly payments quietly adds an APR most people never see quoted. New FCA disclosure rules are finally forcing insurers to show it.
Your no-claims discount can be worth 60-70% off your premium — but protecting it doesn't protect your premium. How NCD really works, fault vs non-fault claims, and the small claims you should never make.
A first car insurance quote can top £3,000 for an 18-year-old. Here are the levers that genuinely cut it — and the one shortcut that counts as fraud.
Paying insurance monthly adds interest through premium finance, now under FCA fair-value scrutiny ahead of summer renewals.
The cheaper inflation headline hides a nastier story for insurers: repair and replacement costs are still climbing, and your renewal quote shows it.
Telematics insurance — the black-box policy that scores how you drive and prices the cover accordingly — has shed most of its